Spring travel season is starting up soon and our Lammaites originating from 70+ countries (in a population of only 6,000+) will be migrating all over the world for a few, all-too-short weeks before returning to their island home.

But have most of them thought of where to get their travel adventures insured? Chubb Travel Insurance writes in their advertorial:

"Getting Travel Insurance Is More Important Now Than Ever
One of the biggest trends that has carried over from 2016 is travelling. When we all thought it is going to slow down, what with all that is happening around the world, it actually just spurred everyone else to take up their bags and travel. Some are mostly travelling for leisure, while others are doing it for humanitarian reasons.

For this reason, getting yourself travel insurance has become an expedient part of journeying around the world. Nothing is certain and accidents do happen whether we like it or not. One of the first things we usually think of when we imagine worst case scenarios are the expenses and how we are going to deal with it while we are incapacitated.

To make sure you would have a worry free trip, for whatever reason you are leaving, getting insurance should be on top of your checklist. To convince you even more, here are reasons you can consider if you are hesitant to get travel insurance.

When you miss your flight or have to cancel your trip.

Sometimes we get stuck in traffic or the car bringing us to the airport breaks down on the way. Travel insurance will enable to get to the next scheduled flight without having to shell out for extra expenses.

There are also instances when you have to cut your trip short because of an emergency at home. Depending on what you have agreed with your insurance provider, you can get compensation for a trip that has been cut short.

When your personal belonging have been damaged.

The circumstances in which your items have been damaged can be discussed with your insurance provider, but you do get coverage for it. You just have to agree with the list of items you want covered and if you will need an upgrade to cover all of your things.

When you need medical attention.

By far one of the most important factor in getting travel insurance is if you suddenly need medical attention. The following are the expenses that can be covered by your insurance.

• Expenses incurred for medical treatment -- you will be given either full coverage or a certain amount will be slashed out of your expenses, depending on the emergency you have found yourself in.

• Medical assistance like getting you to a hospital via ambulance, helicopter, sea rescue boats, and so on. This also covers expenses for when you need to be sent home, with a medical practitioner on board.

• Medical evacuation -- for when you need to be transferred to a hospital in another city or country.

When you injure other people.

In the event that you have accidentally hurt other people or have broken their property, your insurance will cover certain kinds of expenses. However, vehicular accidents should be discussed with your provider. Your insurance will cover litigation expenses should you find yourself in legal trouble.

Getting insurance is as easy as applying online, all you need to do is to look for a trusted provider. You can never be too careful when you are out in the world, so consider these the next time you plan your trip abroad."

Ka-Wing Chan: Trig Point @ Lo So Shing public beach.

How to take pics like this one yourself...